For Logistics Providers · Limited Release

Put financing inside the logistics relationship.

Rhofin works with logistics providers that control cargo release and with providers and advisors who introduce eligible US importers. Rhofin provides the financing infrastructure, screening and credit process. You keep the customer relationship and the work you already do, with no credit risk on the financings.

I control cargo releaseI have the importer relationshipI introduce importers

Rhofin instructs payment of the supplier balance direct to the importer's supplier within one business day of custody confirmation and bill of lading issuance, once the importer is set up on the Rhofin platform. The eligible ocean freight is paid the next business day after Rhofin funds the shipment, once the importer is set up on the Rhofin platform. Setup happens once, at onboarding, before the first financed shipment.

What your customer is quoted

Rates from 1.45% per 30 days on the supplier balance advance.

Your transaction-specific APR, total financing cost and repayment date are shown before you commit.

Eligible ocean freight is advanced at no financing charge and repaid at face value.

A default margin applies to amounts unpaid from the sixth day after maturity.

Three operating models

Different roles. One goal: keep importers moving.

The right model depends first on who controls cargo release, and then on whether you manage the shipment or introduce the importer.

01 · Cargo partner

You control cargo release.

For NVOCCs, consolidators, CFS and warehouse operators, and forwarders that issue the house bill or the destination delivery order.

  • Share verified shipment, custody and release information.
  • Only release financed cargo after Rhofin's confirmation.
  • Rhofin handles importer onboarding, credit and financing.
  • Start manually and integrate when volumes support it.
NVOCC3PLCFSWarehouseFulfillment
Become a cargo partner
02 · Forwarder partner

You manage the importer relationship. Another provider controls release.

For forwarders that use an NVOCC, consolidator or warehouse to carry or hold the cargo.

  • Introduce the importer and identify the provider controlling release.
  • Rhofin agrees the release procedure directly with that provider.
  • You keep the customer, the freight and the margin.
Freight forwarder
Become a forwarder partner
03 · Referral partner

You advise or introduce importers.

For customs brokers, 4PLs, freight brokers and supply-chain advisors.

  • Identify suitable repeat importers and make a transparent introduction.
  • Your client and existing services remain yours.
  • Rhofin coordinates financing and cargo controls with the relevant providers.
Customs broker4PLAdvisor
Become a referral partner

Not sure where you fit? Your role can vary by shipment. A forwarder is a cargo partner where it controls release, and a forwarder partner where another NVOCC controls release.

What the cargo-control role involves.

Cargo control is a real change to your release workflow. The applicable agreement may require release only against valid Rhofin instructions, changes to your release-control workflows, specified insurance cover, incident reporting, record retention, and testing and audit cooperation. It also specifies responsibility for an unauthorised or incorrect cargo release. The provider agreement sets out the rest.

How it works

Start manually. Integrate when the volume supports it.

An initial engagement does not require a new stack. It can begin with secure document exchange and agreed procedures, then move to API connectivity.

Step 1

Choose the model

Confirm who controls cargo release, and whether you manage the shipment or introduce the importer.

Step 2

Connect or introduce

Share the relevant shipment information, or make a transparent introduction to an eligible importer. Do not send us anything about a client until that client has given you written consent.

Step 3

Approve the transaction

Rhofin completes importer onboarding, verification and credit approval. Onboarding happens once.

Step 4

Fund and release

Rhofin funds the shipment. The supplier balance goes direct to the importer's supplier and the eligible ocean freight is advanced. Rhofin issues the release instruction within one business day of repayment.

A referral partner is not expected to hold cargo. Where you do not control release, Rhofin establishes those controls with the party that issues the delivery order, typically the NVOCC, consolidator, CFS or warehouse operator behind the shipment.
ECU Worldwide

Example partner · US market

ECU anchors the US market entry.

ECU Worldwide, part of the Allcargo Global group, is integrating with Rhofin in the US in its capacity as an NVOCC.

Rhofin operates on a strictly non-exclusive basis and welcomes partnerships with logistics providers of all sizes. Our open API architecture is designed to support integration with any NVOCC, freight forwarder or 3PL, while keeping each provider's customer and shipment data fully segregated.

7,500+

Freight forwarders

160+

Countries

Most of those forwarders co-load rather than carry. They keep the customer relationship while an NVOCC controls the box.

Network figures as reported by Allcargo/ECU, 2026. Market statistics are attributed to their sources and were accurate as at the dates shown. Rhofin does not independently verify third party data.

Your network. Our infrastructure. Their liquidity.

The model is simple: logistics data flows in, financing decisions flow out, and working capital reaches your customers, all through infrastructure that already exists. If your customers are asking how to fund the goods they are shipping, Rhofin is an answer you can offer without building it yourself.

I control cargo releaseI have the importer relationshipI introduce importers

What providers get

A commercial tool, not a financial product you run.

Rhofin manages the financing workflow. Your role is the one set out in the provider agreement.

Volume

More customer volume.

Customers with working capital can place purchase orders and route shipments more consistently through your network.

Retention

Stronger customer retention.

Financing gives importer customers another reason to keep their logistics and advisory relationships in place.

Economics

Partner economics.

You are paid on each eligible transaction Rhofin funds, not only the first, under one partner agreement executed before your first financed shipment. Rhofin pays that compensation from its own margin, so it is not charged to the importer. Eligibility, attribution and payment terms are set out in that agreement.

No credit risk

No lending or balance-sheet risk.

You are not the lender and do not fund or guarantee the importer's financing, and you take no credit risk on it. Operational responsibilities are agreed separately.

Limited Release

Partner with Rhofin.

Rhofin is open to qualifying logistics providers, customs brokers and supply-chain advisors. Tell us about your business and how you would like to work together. We will assess the operating model, required cargo controls and the fit for eligible importer transactions.

Key terms

Rhofin lends to the importer, secured on one shipment. You are the introducer or the cargo partner, never the lender. These terms apply every time.

You are not the lender.
Partners do not fund, guarantee repayment or take credit risk on the financing, and do not act as the importer's adviser. Clause 14
Get consent before you send anything.
An introduction needs the importer's prior written consent to disclose its information to Rhofin. Do not send client information without it. Clause 14
Rhofin pays you, not the importer.
Any referral fee and any cargo control fee comes out of Rhofin's own margin, under an executed partner agreement and only on eligible financed shipments. Both are disclosed to the importer. Clause 14
What the importer pays.
Rates from 1.45% per 30 days on the supplier balance advance, priced per transaction. The importer's own APR and total cost are shown to them before they commit. No origination, arrangement, documentation, wire, platform or monthly fees. Ocean freight is advanced at no financing charge. A default margin applies from the sixth day after maturity. Clause 6
What the importer gets.
A secured commercial loan against one shipment, full recourse, repaid on arrival of the cargo at the destination CFS. The cargo is released only against Rhofin's release instruction. Clause 7
Out of scope.
Perishables, hazmat, pharma, alcohol, tobacco, weapons, sanctioned or high UFLPA risk supply chains, overland cargo from Canada or Mexico. Clause 9
Figures on this site are examples.
An importer's amount financed, APR, total cost and repayment date are quoted to them in full before they commit. Clause 5

This is a preliminary enquiry, not an application. No credit check is run at this stage. Clause 3

Each term links to its clause in Important information, the full terms.

The full terms

Important information

14 clauses. Version 2026-08-12.1, effective 12 August 2026.

  1. 1. Who we are. Rhofin Inc. is a nonbank commercial finance company, not a bank. Rhofin does not accept deposits or hold customer funds.
  2. 2. Business use only. All financing described is commercial financing extended to business entities for business purposes. It is not available for personal, family or household purposes, and is not available to sole proprietorships, general partnerships or individuals.
  3. 3. Nothing here is an offer. Nothing on this website is an offer or commitment to extend financing or to purchase a receivable. Submitting the form is a preliminary enquiry, not an application, and no credit check is run at that stage. Any transaction is subject to eligibility, verification, credit approval, required disclosures, definitive documentation and applicable law. Those documents govern. Nothing on this website varies them.
  4. 4. Who provides the financing. During Rhofin's current limited-release phase, inventory financing may be provided directly by Rhofin, Inc. from its own balance sheet. Rhofin, Inc. is a nonbank commercial finance company and is not a bank. Rhofin does not accept deposits. The legal lender applicable to each transaction is identified in the definitive financing documents. Rhofin, Inc. may also provide the technology platform and act as servicer, administrator, agent or collateral agent, as specified in those documents. Financing is offered only where permitted by applicable law. Rhofin finances US incorporated businesses only. Availability varies by state. Financing requires the shipment to move through a participating logistics provider.
  5. 5. Figures are examples. Figures shown are illustrative examples, not quotations. Your amount financed, annual percentage rate, total cost and repayment date are set at approval and disclosed to you in full before you commit.
  6. 6. Pricing. Financing is priced per transaction. Rates start at 1.45% per 30 days on the supplier balance advance, and your rate depends on your credit profile, the shipment, the route, the supplier and the jurisdiction. Your amount financed, annual percentage rate, total financing cost and repayment date are set at approval and disclosed to you in full before you commit. There are no origination, arrangement, documentation, wire, platform or monthly fees. Eligible ocean freight is advanced at no financing charge and repaid at face value. A default margin applies to amounts unpaid from the sixth day after the maturity date, at the rate stated in your documents before you sign. Pricing may vary by state where required by applicable law.
  7. 7. What the financing is. Rhofin extends a secured commercial loan against a specific shipment. Rhofin holds the bill of lading and takes a purchase money security interest in the specific financed goods and their identifiable proceeds, as described in the definitive transaction documents and applicable UCC filings. Rhofin holds a negotiable to-order bill of lading with telex and express release disabled. The cargo is released only against Rhofin's release instruction, under a procedure agreed in advance with the responsible logistics provider. The financing is full recourse, so if realising the cargo does not cover the amount owed you remain liable for the shortfall. If an amount stays unpaid Rhofin may sell the financed cargo, and has committed to use commercially reasonable efforts to complete a disposition within 90 days after maturity, subject to the exceptions in your documents, including legal process, customs or regulatory holds, casualty, general average, salvage, the absence of a commercially reasonable market, and your own acts or omissions. Repayment falls due on arrival of the cargo at the destination CFS, or on availability for collection where the shipment moves as a full container load, or on the earlier date on which the goods are sold or released to you. If you sell the goods you must prepay from the proceeds. Where cargo is released to you before payment, you hold the goods and their sale proceeds in trust for Rhofin, must keep the proceeds identifiable, and may be required to route them through an account Rhofin designates. Where your documents do not require cargo insurance, you bear the risk of loss, damage or destruction from any cause, and no such event reduces or suspends what you owe. Any additional credit support is set per facility and stated in your documents before signing.
  8. 8. What is not financed. Duties, taxes and other government charges, demurrage, detention and storage are not financed and remain your responsibility, as they would be without financing. Where Rhofin pays a logistics charge to obtain release of your cargo, that amount is added to what you owe and bears interest at the rate applicable to advances. A customs detention, seizure or withhold release order does not suspend your obligation to repay.
  9. 9. Out of scope. Commodities, seasonal goods and fungible bulk, goods not identifiable by container and lot marks, perishables, hazmat, pharma, alcohol, tobacco, weapons, sanctioned or high UFLPA risk supply chains, overland cargo from Canada or Mexico, businesses in serious financial distress, and importers shipping fewer than about four times a year. Approved lanes and approved suppliers only.
  10. 10. Using an earlier receivable for a later shipment. With Rhofin's prior written approval for each receivable, Rhofin may purchase an eligible receivable arising from an earlier delivered batch under the Master Receivables Purchase Agreement. A receivable is eligible only if it arises from completed delivery supported by proof of delivery, is undisputed, legally enforceable and free from set-off or deduction, has not previously been sold, assigned or encumbered, and is owed by a buyer approved by Rhofin within the applicable ageing and concentration limits. The purchase price may be paid to you or applied toward the amount due under a separate inventory-finance transaction. To the extent the purchase price is applied to the inventory-finance transaction, that amount is treated as paid when the receivable purchase is completed and is not conditional on Rhofin later collecting from the buyer. Rhofin may notify the buyer of the purchase and direct the buyer to pay Rhofin. If Rhofin does not accept the receivable for purchase, the inventory-finance transaction must be settled in cash. Following a purchase, you remain responsible only for the seller-risk events and exclusions set out in the Master Receivables Purchase Agreement. Rhofin does not continuously finance the same goods between cargo release and proof of delivery. This clause does not apply where you are named as a Protected Client under a partner agreement between Rhofin and your factoring company. In that case Rhofin does not purchase your receivables during the applicable protection period, and an inventory-finance transaction is settled in cash, which you may fund from availability under your factoring facility at your request and with your factor's approval.
  11. 11. Your existing lenders. Rhofin is designed to sit alongside an existing bank facility. Where another lender holds a security interest in your inventory, funding is conditional on a lien search showing no competing interest, or on a subordination, release or estoppel acceptable to Rhofin. You must identify that lender so Rhofin can send the UCC notice the law requires before you take possession of the goods. Most bank facilities also restrict additional indebtedness and additional liens. Whether Rhofin financing is permitted under your own facility documents is for you and your lender to confirm.
  12. 12. Law and forum. Your transaction documents are governed by New York law. The state and federal courts in Manhattan have jurisdiction. You and Rhofin waive trial by jury. Payments are made in full without set-off or counterclaim.
  13. 13. No advice. Nothing on this website is legal, tax, accounting or financial advice.
  14. 14. Partners and introductions. Partners are not lenders, do not guarantee repayment, take no credit risk on the financing and do not act as the importer's adviser. Introductions require the importer's prior written consent to the disclosure of its information to Rhofin, and partners must not send client information without it. Rhofin pays any referral fee and any cargo control fee from its own margin under an executed partner agreement and only on eligible financed shipments. Neither is charged to the importer and both are disclosed to the importer.

End of Important information, version 2026-08-12.1, effective 12 August 2026.

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This is a preliminary enquiry and not an application. It creates no offer or commitment. See Important information clause 3.