Making supply chains liquid.
Your cargo moves. Your cash shouldn't wait. Rhofin embeds directly inside your logistics provider — so when your shipment is verified, your financing decision can be ready in hours, not weeks.
Logistics provider? Partner with us →
Ship it. Get paid faster.
Designed to eliminate the 60–90 day wait for your buyer to pay.
Hours, not weeks
Your shipment data becomes your application. No paperwork, no bank meetings.
Your buyer defaults? That's not meant to be your problem.
Our financing is designed to be non-recourse — buyer credit risk sits with our institutional funder, not with you.
Pilot launching Q2 2026 — Founding shipper applications open.
The Problem
The Logistics
Liquidity Gap
Your cash is trapped in transit.
Whether your cargo is on a vessel, a train, or a truck, your capital is sidelined. Even after the buyer receives the goods, you remain subject to Net-60 or Net-90 terms. You've already paid for the inventory and the freight — now you're essentially acting as a bank for your customers while your own growth capital is frozen.
Even with a perfect track record, banks are blind.
Traditional lenders can't see your shipments, so they can't price your risk accurately. Rhofin sits inside your logistics provider's platform, reading verified routes, cargo value, and counterparty history — data traditional lenders can't see. That's how we reach decisions they can't.
Bank funding moves at the speed of mail.
Traditional trade finance is a relic of manual PDFs, phone calls, and weeks of back-and-forth. By the time a bank approves a loan for a specific shipment, the goods have often already been delivered, and the opportunity to reinvest that cash into your next order has passed.
Non-Recourse Financing
If your buyer doesn't pay?
That's designed to be our funder's risk, not yours.
Rhofin financing is structured to be non-recourse to the shipper. Once our institutional funding facility is in place, buyer default risk will sit with the funder — not with you. Ship with confidence, not contingency.
Early Access
Ready to make your
supply chain liquid?
We're onboarding a select group of founding shippers to transact alongside us during our Q2 2026 pilot. You're not joining a waitlist — you're shaping the product. Founding shippers receive priority access and early-adopter consideration when our licensed commercial facility launches in H2 2026, subject to regulatory approvals.
Tell us about your business and we'll be in touch within 48 hours.
What happens next
We verify your details — most shippers hear back within 48 hours.
Set your password and access the Rhofin pilot platform.
Our team will reach out to discuss the pilot.